Canada's #1 Hub for Business Funding

Connect Fast, Borrow Smart,
Grow Without Surprises

Access business lines of credit up to $500K. Draw only what you need, pay interest only on what you use. Get matched in 60 seconds.

No Hard Credit Pull
PIPEDA Secure
15+ Vetted Partners
24-48hr Funding
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Educational platform • Not a direct lender • We connect you with vetted partners

How It Works

Three simple steps to get the funding your business needs

01

Apply in 5 Minutes

Complete our simple online application. No lengthy paperwork or complicated forms.

02

Get Matched Instantly

Our smart matching system connects you with the best lenders based on your unique profile.

03

Receive Funds Fast

Get approved in hours and receive funding within 24-48 hours directly to your account.

Average time from application to funding: 36 hours

Funding Solutions

Choose from multiple financing options tailored to your business needs

Merchant Cash Advance

Quick access to capital based on your daily credit card sales

Amount:$10K - $500K
Speed:24-48 hours
Term:3-12 months
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Business Term Loan

Fixed-rate loans with predictable monthly payments

Amount:$25K - $500K
Speed:2-5 days
Term:6-36 months
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Line of Credit

Revolving credit line for ongoing business needs

Amount:$10K - $250K
Speed:3-7 days
Term:Revolving
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Equipment Financing

Finance machinery, vehicles, and business equipment

Amount:$5K - $500K
Speed:3-5 days
Term:12-60 months
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Invoice Factoring

Convert unpaid invoices into immediate working capital

Amount:$10K - $1M
Speed:24 hours
Term:Per invoice
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Working Capital

Flexible funding for day-to-day business operations

Amount:$10K - $250K
Speed:1-3 days
Term:3-18 months
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Why Choose Canada Business Loan

We're committed to helping Canadian businesses succeed with fast, flexible financing

Trusted & Transparent

No hidden fees, no surprises. Clear terms and honest guidance.

15+ Partner Lenders

Access to Canada's top business financing providers in one place.

Expert Guidance

Dedicated advisors help match you with the perfect financing solution.

Lightning Fast

Get approved in hours, not days. Funding within 24-48 hours.

No Upfront Costs

Free application and consultation. Only pay when you get funded.

24/7 Support

Our team is always available to answer your questions and concerns.

$500M+
Funded to Date
10,000+
Businesses Served
4.9/5
Customer Rating
36hrs
Avg. Funding Time

Alternative Lending vs Traditional Banks

See why thousands of Canadian businesses choose alternative financing

FeatureTraditional Banks
Alternative Lenders
Approval Time2-4 weeks24-48 hours
Credit Score Required700+550+
Collateral RequiredUsuallyRarely
DocumentationExtensiveMinimal
Personal GuaranteeRequiredOften Not Required
Time in Business2+ years6+ months
Use of FundsRestrictedFlexible

Source: Industry analysis of Canadian business lending 2024

Success Stories

Real Canadian businesses sharing their funding experiences

"We needed $75K quickly to renovate our space. B2B Loans Canada connected us with the perfect lender and we had funds in our account within 48 hours. The process was seamless and stress-free."

Sarah Chen

Toronto Cafe & Bistro

Toronto, ON

Term Loan$75,000

"After being rejected by our bank, I thought we were out of options. B2B Loans found us funding despite our credit challenges. Now we have the equipment we need to grow our business."

Michael Dubois

Dubois Construction Ltd

Montreal, QC

Equipment Financing$150,000

"The transparency was refreshing. No hidden fees, clear terms, and excellent support throughout. We use the revolving line of credit for inventory and it has transformed our cash flow management."

Priya Patel

Patel Medical Supplies

Vancouver, BC

Line of Credit$100,000
4.9

10,000+

Verified Reviews

Based on reviews from Google, Trustpilot, and direct client feedback

Frequently Asked Questions

Get answers to common questions about business financing

Most lenders require at least 6 months in business, minimum monthly revenue of $10,000, and a credit score of 550+. However, requirements vary by lender and product type. Apply to see your personalized options.
Once approved, most businesses receive funds within 24-48 hours. Some products like Merchant Cash Advances can fund same-day. The application and approval process typically takes 2-4 hours.
Our initial application uses a soft credit check that does not impact your credit score. Only when you move forward with a specific lender will a hard credit inquiry be performed, which may have a minimal temporary impact.
Business funding can be used for virtually any business purpose: inventory, payroll, marketing, equipment, expansion, seasonal needs, or general working capital. Some products have specific use restrictions, which will be clearly disclosed.
Most alternative financing options are unsecured and do not require collateral. Equipment financing may use the equipment itself as security. Requirements vary by product and lender.
Costs vary based on the product, amount, term, and your business profile. Factor rates typically range from 1.1 to 1.4 for Merchant Cash Advances. Term loans have interest rates from 8% to 35% APR. We provide full cost disclosure before you commit.
Typically you'll need: 3-6 months of bank statements, government-issued ID, and void cheque. Some products may require additional documentation like financial statements or tax returns.
Yes! Many of our partners work with businesses with credit scores as low as 500. While better credit may qualify you for better rates, we have options for businesses with challenged credit history.
No. Our service is completely free. We earn a commission from lenders when they successfully fund your business. You only pay the agreed-upon costs of your chosen financing product.
We provide access to 15+ lenders through one simple application, offer expert guidance at no cost, ensure complete transparency with no hidden fees, and are committed to finding the best solution for your specific business needs - not just the first available option.

Ready to Fund Your Business Growth?

Join 10,000+ Canadian businesses that have secured funding through our platform. Get started in just 5 minutes.

No credit impact • Free consultation • No obligation • Fast approval